Social Security Disability Mesothelioma: What You Need to Know

Asbestos, a naturally occurring mineral used extensively in construction and manufacturing, has been linked to a deadly cancer known as mesothelioma. Thousands of people who have been exposed to asbestos have been diagnosed with mesothelioma, and many are now living with significant physical and financial challenges.

If you or a loved one have been diagnosed with mesothelioma, it’s important to understand your options for seeking financial assistance. One option is to apply for Social Security Disability benefits.

The Basics of Social Security Disability

Social Security Disability is a federal program designed to provide financial assistance to people with disabilities that prevent them from working. To qualify for Social Security Disability benefits, you must meet certain criteria:

Criteria	Details
Work Credits	You must have worked for a certain period of time and paid Social Security taxes.
Medical Criteria	Your medical condition must be severe enough to prevent you from working in any job.

If you meet these criteria and your condition is expected to last for more than a year or result in death, you may be eligible for Social Security Disability benefits.

Mesothelioma and Social Security Disability

Mesothelioma is a rare and aggressive cancer that is caused by exposure to asbestos. Symptoms of mesothelioma often don’t appear until many years after exposure, and the disease is difficult to diagnose and treat.

If you have been diagnosed with mesothelioma and are unable to work, you may be eligible for Social Security Disability benefits. However, the Social Security Administration (SSA) has specific guidelines for evaluating mesothelioma claims.

Medical Evidence

To be considered for Social Security Disability benefits, you must provide medical evidence that proves your diagnosis and the severity of your condition. This may include:

• Medical records
• Biopsy results
• Imaging tests
• Doctor’s statements

The SSA will also evaluate whether your medical condition meets or equals one of the impairments listed in the SSA’s “Blue Book” of eligible conditions.

Vocational Factors

In addition to medical evidence, the SSA will also consider your age, education, work experience, and other vocational factors when evaluating your claim. The SSA will determine whether your condition prevents you from performing your past work or any other type of work that exists in significant numbers in the national economy.

FAQs About Social Security Disability Mesothelioma

1. Can I apply for Social Security Disability benefits if I have mesothelioma?

Yes, you may be eligible for Social Security Disability benefits if you have been diagnosed with mesothelioma and meet the program’s eligibility criteria.

2. How do I apply for Social Security Disability benefits?

You can apply for Social Security Disability benefits online, by phone, or in person at your local Social Security office.

3. What information do I need to provide when applying for Social Security Disability benefits?

You will need to provide information about your medical condition, work history, and other personal information. You may also need to provide medical records and other documentation to support your claim.

4. What happens after I apply for Social Security Disability benefits?

The SSA will review your application and may request additional information or documentation. You may be required to undergo a medical exam or consult with a doctor chosen by the SSA.

5. How long does it take to get approved for Social Security Disability benefits?

The approval process can take several months or even years, depending on the complexity of your case and the backlog of applications at the SSA.

6. How much can I receive in Social Security Disability benefits?

The amount of your Social Security Disability benefit will depend on your work history and how much you have paid into the Social Security system. The average monthly benefit for a disabled worker is $1,277 (as of 2021).

7. Can I work and receive Social Security Disability benefits?

Yes, but there are limits on how much you can earn while receiving Social Security Disability benefits. If you earn more than a certain amount (known as the “substantial gainful activity” threshold), your benefits may be reduced or discontinued.

8. Can I receive other types of financial assistance if I have mesothelioma?

Yes, there are many organizations and programs that provide financial assistance to people with mesothelioma and other asbestos-related diseases. Your doctor or a patient advocate can provide more information about these resources.

9. Can I file a lawsuit if I have been diagnosed with mesothelioma?

Yes, you may be able to file a lawsuit against the companies responsible for your exposure to asbestos. An experienced mesothelioma attorney can help you determine your legal options.

10. How long do I have to file a mesothelioma lawsuit?

The statute of limitations for filing a mesothelioma lawsuit varies by state. In some states, you may have only one or two years from the date of diagnosis to file a lawsuit.

11. Will my health insurance cover the cost of mesothelioma treatment?

Most health insurance plans will cover some or all of the cost of mesothelioma treatment. However, you may still be responsible for copayments, deductibles, and other out-of-pocket expenses.

12. What is the prognosis for mesothelioma?

Mesothelioma has a poor prognosis, with most people surviving less than two years after diagnosis. However, there are many factors that can affect prognosis, including the stage of the disease, the type of mesothelioma, and the patient’s overall health.

13. What can I do to protect myself from asbestos exposure?

The best way to protect yourself from asbestos exposure is to avoid contact with asbestos-containing materials. If you work in an industry that may expose you to asbestos, be sure to follow all safety guidelines and wear protective equipment.

Conclusion

If you or a loved one have been diagnosed with mesothelioma, it’s important to understand your options for seeking financial assistance. Social Security Disability benefits may be available to help you cover the costs of medical treatment and other expenses. However, the application process can be complex and time-consuming, and it’s important to seek help from an experienced attorney or advocate.

Remember, you are not alone. There are many resources available to help you navigate the challenges of mesothelioma and secure the financial support you need.

Take Action Today

If you or a loved one have been diagnosed with mesothelioma, don’t wait to take action. Contact an experienced mesothelioma attorney or patient advocate to explore your options for financial assistance.

Closing Disclaimer

The information provided in this article is for educational purposes only and is not intended to serve as legal or medical advice. If you have been diagnosed with mesothelioma or another asbestos-related disease, it’s important to seek advice from a qualified attorney or medical professional. The information in this article may not be applicable to your specific situation, and laws and regulations may vary by state or jurisdiction.